PocketPadi

Subscription & Billing

Automated non-custodial expense intelligence via MTN MoMo or Card

Payment Method

Padi Solo Individual

GH₵ 10 / month

✓ 1 user account
✓ Automated expense logging
✓ Real-time MoMo ledger

Padi Household Active

GH₵ 20 / month

✓ Unlimited family members
✓ Shared salary & budget tracking
✓ Multi-phone separate logins
✓ AI Companion financial advisor

Account & Salary Settings

Edit your profile, household name, or monthly salary

Manual Expense

Add Household Member

They will receive an email with their login credentials and instant access to your household finances.

Or share direct join link:

Switch Member Profile

Each household member maintains separate logins.

Join Household Budget

You have been invited to join this household.

Activate Stretch Mode

Salary delayed? Set survival pacing until payday

Remaining Balance Pot: GH₵ 0.00

Daily Spending Ceiling: GH₵ 0.00 / day

💰

Salary Has Dropped! 🎉

Start fresh pay cycle & allocate your new salary

Salary Received (GH₵) Monthly Income

GH₵

Clear Previous Deficit & Reset Spending Cycle

Resets current cycle spend to GH₵ 0.00 with 100% replenished envelope buffers. All previous expenses remain fully preserved in your Monthly Reports & Statements.

Adjust Budget Caps

Reallocate envelopes or increase monthly spending caps

Clear & Reset Everything

Wipe transactions & chats for fresh trial

What will be cleared:

All logged expenses and transaction ledgers
All AI Companion chat conversations and advice logs
All spending warnings & guardrail notifications

✓ Your household account, partner/family logins, and monthly budget limits remain intact so you can start logging fresh immediately.

Permanently Delete Account

Google Play & Act 843 Data Erasure

⚠️ This action is permanent and cannot be undone:

Your profile, credentials, and avatar will be permanently erased.
All your logged transactions across MoMo, cards, and cash will be deleted.
All custom budget envelopes, Susu savings goals, and AI logs will be wiped.
You will be immediately signed out and your account closed.

Welcome to PocketPadi

Set your income & payday timing

Monthly Take-Home Salary (GH₵)

GH₵

When Do You Get Paid?

Exact Day e.g. 25th Delay Range 22nd–30th Not Sure Adaptive

Monthly Payday:

Rent Susu & Savings Goal

✨ Dynamic AI Savings Recommended

Analyzes spending and sweeps safe month-end surplus straight to your Susu goal.

🎯 Set a Fixed Monthly Target

Expense Logged

Syncing household finances...

Dashboard

Syncing household finances...